The phrase describes strategies individuals employ when choosing and combining multiple credit cards to maximize rewards, benefits, and financial advantages. For example, an individual might select one card for travel rewards, another for cashback on groceries, and a third for everyday spending, creating a synergistic financial toolset.
Strategic card combinations offer considerable benefits, including optimizing reward earning potential across various spending categories, accessing diverse perks like travel insurance and purchase protection, and improving credit score management through responsible utilization of multiple credit lines. Historically, this practice has grown in popularity alongside the increasing complexity and specialization of credit card offerings.
